Terms of Use

Effective date: March 1, 2025

Welcome to CreditDebtReviews.com (“we,” “our,” or “us”).
By accessing or using our website (the “Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these Terms, please do not use our Site.

1. Use of the Site

You may use our Site for lawful purposes only and in accordance with these Terms.
You agree not to:

  • Use the Site in any way that violates applicable laws or regulations.
  • Engage in any conduct that could harm, disable, overburden, or impair the Site.
  • Attempt to gain unauthorized access to any part of the Site, user accounts, or computer systems.

2. Intellectual Property Rights

All content, features, and functionality on the Site — including text, graphics, logos, icons, images, and software — are owned by us or our licensors and are protected by intellectual property laws.

You may view and use the content for your personal, non-commercial use only.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from the Site without our prior written permission.

3. No Financial Advice

The information provided on the Site is for general informational purposes only.
It is not intended as financial, legal, or professional advice.
You should consult with a qualified professional before making any financial decisions.

4. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by us.
We are not responsible for the content, policies, or practices of any third-party sites.
Accessing third-party links is at your own risk.

5. Disclaimer of Warranties

The Site and its content are provided on an “as is” and “as available” basis.
We disclaim all warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We make no warranty that the Site will be available, error-free, or that defects will be corrected.

6. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages of any kind arising out of or related to your use of, or inability to use, the Site.
This includes direct, indirect, incidental, consequential, or punitive damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless Credit Debt Reviews and its affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of your violation of these Terms or your use of the Site.

8. Changes to These Terms

We may modify these Terms of Use at any time.
Changes will be effective immediately upon posting to the Site.
Your continued use of the Site after any changes are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Credit Debt Reviews
info@creditdebtreviews.com